Banking is under immense pressure, from changing regulations to rising customer expectations, digital disruption to operational inefficiencies. Many banks struggle to modernize core systems while staying competitive against agile fintechs.

Legacy IT infrastructures remain a bottleneck. Many still operate on decades-old systems that can’t support real-time data or API integrations. Meanwhile, customers demand 24/7 mobile services, fast onboarding, and instant support, putting strain on outdated workflows.

Cybersecurity threats, increasing regulatory scrutiny (e.g., KYC/AML), and the push for ESG integration add further complexity. In parallel, margins are squeezed by low interest rate environments and high compliance costs.

Solving these issues requires a multi-front strategy: invest in modular systems, embrace cloud migration, redesign the customer journey, and adopt lean, agile operational models.